Unlocking Potential, Creating Prosperity

Accelerate your growth with WASL

Reverse Factoring

Improved cash flow by selling outstanding invoices with quick and efficient processing.

Learn More

Mobile Financing

Equip your employees with the mobile phones they need to succeed.

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Motorbike Financing

Affordable financing solutions for reliable transportation with competitive interest rates and flexible repayment options.

Learn More

Agriculture Financing

Financing solutions for businesses in the agriculture sector with flexible repayment options and attractive interest rates.

Learn More
Our Story
Our Mission
Our Vision

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At Wasl Investment Finance, our mission is to provide accessible and innovative financing solutions to underserved small/medium businesses and micro consumers. By doing so, this would enhance their role in the overall economic fabric of the country in Pakistan. We are committed to providing credit accessibility through innovative cash flow based financing mechanisms that are structured in ways to avoid the need for any form of hard collateral.

To be the most competitive, fair and efficient provider of cash flow based credit in Pakistan. To provide sophisticated lending products for customers without compromising on competitive pricing and utmost standards of customer experience.  

What we do

We use a risk-controlled, technology-driven credit model to disburse credit across sectors, offering attractive yields and efficient processing to customers. Our focus products are offers receivables factoring, agri loans and mobility finance as its frontline products

Who we are

Our senior team has combined investment and advisory experience of 40 years, providing our clients with unparalleled expertise and insight into the unique challenges facing small businesses in Pakistan.

Why Work With Us

AI Credit Engine

Our credit assessment process is lightning-fast and highly accurate, thanks to our comprehensive analysis of earnings, credit records, KYC questionnaires, and repayment history. Make informed lending decisions with confidence.

Cutting Edge Technology

Our lending process is optimized for speed and efficiency. AML screening and KYC anomaly detection are integrated into our pre-disbursal process, ensuring a seamless experience for our valued customers.

Real-Time Updates

Access real-time updates and insights through our operations and reporting portal. Our loan management system ensures efficient loan servicing.

Fully Integrated

Our lending experience is personalized and tailored to cater to the unique needs of each client.

Experience You Can Trust

You can be confident that you have partnered with a highly capable team with over four decades of experience in our senior ranks.

About us

Wasl Investment Finance (Wasl) is a non-bank finance company (NBFC) that operates through an investment finance and advisory services license. We are regulated by the Securities & Exchange Commission of Pakistan (SECP). Our suite of lending products focuses on micro and small businesses, enabling liquidity in sectors that are otherwise challenged for access to formal credit. The company has been in operation since 2020.

Who we are

Our senior team has combined investment and advisory experience of 40 years, providing our clients with unparalleled expertise and insight into the unique challenges facing small businesses in Pakistan.

Learn about our team

What we do

We use a risk-controlled, technology-driven credit model to disburse credit across sectors, offering attractive yields and efficient processing to customers. Our focus products are offers receivables factoring, agri loans and mobility finance as its frontline products

See all products

Featured product

Reverse Factoring

Improved cash flow by selling outstanding invoices with quick and efficient processing.

Featured product

Motorbike Financing

Affordable financing solutions for reliable transportation with competitive interest rates and flexible repayment options.

Featured product

Mobile Financing

Equip your employees with the mobile phones they need to succeed

Featured product

Agri Financing

Financing solutions for businesses in the agriculture sector with flexible repayment options and attractive interest rates.

What Our client says about us?

Johnson Charles

Businessman

Amazing dashboard loved it very much.

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Shawn Williamson

Businessman

Exactly what i was looking for loved it.

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Marlon Brando

Businessman

Amazing dashboard loved it very much.

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Josh Mercurry

Businessman

More easy to use loved it very much.

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Johnson Charles

Businessman

Amazing dashboard loved it very much.

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Shawn Williamson

Businessman

Exactly what i was looking for loved it.

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Marlon Brando

Businessman

Amazing Features loved it very much.

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Josh Mercurry

Businessman

More easy to use loved it very much.

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Custom made reports make great decisions

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Integrated with all tools

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Quickbooks
Instagram
Quickbooks
Quickbooks
Discord
Google Drive
Facebook
Quickbooks
Instagram
Quickbooks
Quickbooks
Discord
Google Drive
Facebook
Linkedin
Sellick Partnership
Telegram
Slack
Zoho
Microsoft Dynamics
Slack
Linkedin
Sellick Partnership
Telegram
Slack
Zoho
Microsoft Dynamics
Slack
Linkedin
Sellick Partnership
Telegram
Slack
Zoho
Microsoft Dynamics
Slack
Quickbooks
Quickbooks
Youtube
Xero
Quickbooks
Dropbox
Quickbooks
Quickbooks
Quickbooks
Youtube
Xero
Quickbooks
Dropbox
Quickbooks
Quickbooks
Quickbooks
Youtube
Xero
Quickbooks
Dropbox
Quickbooks

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Frequently asked questions

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3.  Voluptatem quia voluptas sit aspernatur aut odit aut

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4.   Dolores eos qui ratione voluptatem sequi nesciunt.

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Unlock your potential

Our streamlined lending process makes it easy for businesses to get the financing they need. Contact us today to learn more about how we can help your business grow!

Our Values

Our core values

We strive to identify the most profitable uses of capital within our investment horizon to generate superior long-term returns for our sponsors and investors. We believe in hiring extraordinary people to pursue their best and boldest ideas and empower them to deliver exceptional outcomes. Wasl’s endeavor for excellence is equally matched by our commitment to principles of integrity, discipline and compliance with all relevant regulations and laws.

Customer Focus

Core Value

We believe that our clients are at the heart of everything we do. We are dedicated to providing the highest quality of service, tailored to meet the unique needs of each of our clients.

Integrity

Core Value

We are committed to conducting ourselves with honesty, transparency, and integrity. We believe that trust is earned through our actions, and we strive to earn and maintain the trust of our clients and stakeholders.

Innovation

Core Value

We embrace innovation and technology to provide our clients with fast, secure, and accessible lending solutions. We are constantly looking for new and innovative ways to improve our products and services.

Team Work

Core Value

We believe that collaboration is essential to our success. We work closely with our clients, employees, and stakeholders to build strong and lasting relationships based on mutual trust and respect.

Company Information

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Auditor

UHY Hassan Naeem & Co

Legal Counsel

Mian Arif Said | Advocate and Corporate Legal Consultant

SECP Registration Number

0142549

NTN

6587864-8

PTNT

6587864-8